Are you are having problems with an insurance company on a claim covered under a Homeowner’s Insurance or Occupier’s policy? If you are, it is important to get appropriate legal advice as your ability to get full value for your claim that the insurance you have paid for should provide, may be at risk. As Nova Scotia homeowner’s insurance lawyers, we help people protect and enforce their rights to insurance coverage in a variety of situations including and particularly after an initial denial of a claim. These include a fire loss claims throughout Nova Scotia and the Maritimes, theft or burglary losses, flood and water damage insurance claims, damage caused by wind, ice, snow or hailstorms.
Life Insurance Claim Denial
Has your Insurance Company not dealt with you fairly?
All insurance companies in Nova Scotia and other provincial jurisdictions have an absolute duty to deal with their customers fairly. If your insurance company does not honour its contractual obligations to you without any valid reason, you may have a bad faith claim against an insurance company. For example, if you are denied benefits or payment on a policy for house insurance such as a fire loss, or are denied disability benefits, without this insurance company having valid grounds, you may have a claim for more than just the value of your loss. This is because in a bad faith claim, courts can and will award additional amounts against an insurer for a breach of the insurance company’s important duty of good faith. All Nova Scotian homeowner and disability insurance companies have this duty of good faith!
If you have any questions about your insurance coverage or claim and believe that you are not being dealt with fairly, contact Allen Law Inc. at our toll free number or via email; we are here to help!